EAC Publications

About On the Money

On the Money: Fall 2009 – How will Chicago teens be impacted by the possible upcoming Olympics?

On the Money: Spring 2009 – Learn how you can get a head start on your financial future this summer.

On the Money: Winter 2009 – Learn how teens are looking forward in a bad economy.

Teens Mean Business: Fall 2008 – Learn about paying for college and the stock market.

Teens Mean Business: May 2008 - Chicago area teens learn about money through Money Smart Week programs!

Teens Mean Business: March 2008 – Learn about financing your education, find profiles of teen entrepreneurs and obtain tips about checking from teen journalists.

Teens Mean Business: Winter 2007 -Learn how to manage your financial success and find that perfect tech gift for the holidays.

Teen Green Spring 2008 – Learn how to handle your money as a young employee. Learn how you can Go Green and save!

Teen Green: 2007 -Find Money Smart tips from past Money Smart Kids!

Get Real: Savings Calculator

The link below will download a simple savings calculator that can be used in the "Define Your Vision" activity in Chapter 1 of the Get Real workbook.

Simple Savings Calculator Link

Resources for Teens and Young Adults:

Budget Builder: How much does it cost you to get by month to month?

Most young adults don’t realize that they will not have enough money to make it through the semester until it is TOO late. Take action NOW. Calculate your cost of living using this simple budgeting tool developed in partnership with the University of Illinois. Using real sample date from young adults, this budgeting tool will allow you to get an estimate of what your costs might be up front. (Remember this is JUST an estimate. All individuals should track and actively manage their own earning and spending.)

What are the costs of credit?

When you make a purchase with credit, you must pay extra money called interest. Enter the amount you plan to spend and other factors to determine how much these interest costs will be. Then use the calculator to figure in the true costs of this decision as you factor in lost opportunity cost for an investment that you could have made with this money.  Still feel like charging???

How much money can you save over the long-term?

Use this calculator to determine just how far your money may be able to go for you over the long-term. Use the salary calculator to estimate your after-tax pay and your pay after taxes, saving and insurance. Then using a starting salary, assumptions about your salary growth rate and elections regarding the amount you will invest in various options such as stocks, bonds and cash, calculate the amount you will have in your investments at retirement.

Budget (Annual)

Budget Schedule (Weekly)

Budget Calendar (Monthly)

Budget Resource List

Credit Resource List

Home Resource List

Identity Theft Resource List

Insurance Resource List

Saving and Investing Resource List

Student Loans Resource List

Tax Resource List

Wills Resource List

Resources for Teens:

The activities and information below cover more advanced topics such as free trade, inflation, and deflation.  This information is appropriate for high school and college students.  These activities are free to download and share and may be used by parents and teachers.

Free Trade Presentation

Inflation and Deflation Presentation

Trade IQ Quiz

Resources for Adults:

Parents: see the resource lists above for more information related to budgeting, credit, home ownership, identity theft, insurance, saving and investing, student loans, taxes,  and wills.

It’s a Habit! (Books and resources on saving for youth)

Parent's Budget Record

Tips for Teaching Financial Education to Kids

Fathers Make a Difference

Parents Make a Difference

Recursos en Español para Adultos:

Sugerencias para la Enseñanza de Educación Financiero a los Niños

Los Padres Hacen Una Diferencia

Plan de Gastos e Ingresos

Links for Adults

Links for Kids

Resources for Kids